20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Heritage Insurance Hldgs Inc (HRTG) operates in the INSURANCE - PROPERTY & CASUALTY industry and is headquartered in Tampa, United States with about 542 employees. Its market capitalization is roughly $1 billion. In the fiscal year ended 2025-12-31, HRTG reported $847M in revenue and $196M in net income.
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $782M | $847M | $817M | $735M | $662M | $632M | $593M | $511M | $480M | $407M | $439M | $395M | $234M | $99M | $6M |
| Gross Profit | $461M | $534M | $179M | $142M | $5M | $58M | $92M | $130M | $158M | $121M | $116M | $196M | $108M | $80M | $6M |
| Gross Margin % | 58.9% | 63.0% | 21.9% | 19.3% | 0.8% | 9.2% | 15.5% | 25.4% | 32.9% | 29.8% | 26.4% | 49.8% | 46.1% | 81.2% | 100.0% |
| Operating Income (EBIT) | $287M | $259M | $83M | $52M | ($166M) | ($76M) | $2M | $41M | $39M | ($6M) | $56M | $150M | $74M | $55M | ($4M) |
| Operating Margin % | 36.8% | 30.6% | 10.1% | 7.1% | -25.1% | -12.0% | 0.4% | 8.0% | 8.1% | -1.5% | 12.8% | 38.1% | 31.8% | 56.1% | -67.1% |
| Net Income | $215M | $196M | $62M | $45M | ($154M) | ($75M) | $9M | $29M | $27M | ($1M) | $34M | $93M | $47M | $34M | ($5M) |
| Net Margin % | 27.5% | 23.1% | 7.5% | 6.2% | -23.3% | -11.8% | 1.6% | 5.6% | 5.7% | -0.3% | 7.7% | 23.4% | 20.1% | 34.6% | -97.1% |
| EBITDA | $307M | $280M | $103M | $72M | ($149M) | ($60M) | $18M | $60M | $86M | $15M | $66M | $152M | $75M | $56M | ($4M) |
| Earnings Per Share (EPS) | $7.02 | $6.32 | $2.01 | $1.73 | $-5.86 | $-2.69 | $0.33 | $0.98 | $1.04 | $-0.04 | $1.14 | $3.05 | $1.82 | $1.18 | $-0.19 |
| Shares Outstanding (M) | 30M | 31M | 31M | 26M | 26M | 28M | 28M | 29M | 26M | 27M | 30M | 30M | 26M | 29M | 29M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $214M | $213M | $142M | $212M | $208M | $212M | $210M | $212M |
| Gross Profit | $153M | $121M | $94M | $93M | $89M | $66M | $53M | $33M |
| Gross Margin % | 71.5% | 56.9% | 66.0% | 43.5% | 42.9% | 31.3% | 25.1% | 15.7% |
| Operating Income (EBIT) | $82M | $49M | $88M | $68M | $63M | $49M | $29M | $9M |
| Operating Margin % | 38.4% | 23.1% | 61.8% | 32.2% | 30.3% | 23.4% | 13.8% | 4.2% |
| Net Income | $62M | $36M | $67M | $50M | $48M | $30M | $20M | $8M |
| Net Margin % | 28.8% | 17.2% | 46.8% | 23.7% | 23.1% | 14.4% | 9.7% | 3.9% |
| EBITDA | $87M | $54M | $93M | $73M | $68M | $45M | $34M | $14M |
| Earnings Per Share (EPS) | $2.05 | $1.19 | $2.15 | $1.63 | $1.55 | $0.99 | $0.66 | $0.27 |
| Shares Outstanding (M) | 30M | 31M | 31M | 31M | 31M | 31M | 31M | 31M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $305M | $182M | $87M | $70M | ($34M) | $60M | $170M | $120M | $95M | $8M | $75M | $154M | $194M | $105M | $49M |
| Capital Expenditures (CapEx) | $13M | $8M | $8M | $10M | $12M | $1M | $1M | $5M | $2M | $0M | $2M | $1M | $7M | $11M | $0M |
| Free Cash Flow (FCF) | $292M | $174M | $79M | $61M | ($47M) | $59M | $169M | $115M | $93M | $7M | $74M | $153M | $187M | $94M | $49M |
| FCF Margin % | 37.3% | 20.5% | 9.7% | 8.2% | -7.0% | 9.4% | 28.6% | 22.4% | 19.4% | 1.8% | 16.8% | 38.7% | 80.1% | 95.3% | 875.2% |
| Dividends Paid | — | — | $0M | $0M | $5M | $7M | $7M | $7M | $6M | $8M | $7M | $7M | $7M | — | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $142M | $25M | $14M | $124M | $43M | $1M | ($56M) | ($13M) |
| Capital Expenditures (CapEx) | $2M | $2M | $6M | $4M | $2M | $2M | $3M | $3M |
| Free Cash Flow (FCF) | $140M | $23M | $8M | $121M | $42M | ($1M) | ($59M) | ($16M) |
| FCF Margin % | 65.3% | 10.8% | 5.7% | 56.8% | 20.1% | -0.6% | -27.9% | -7.7% |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.4B | $2.2B | $2.5B | $2.1B | $2.4B | $2.0B | $2.1B | $1.9B | $1.8B | $1.8B | $1.0B | $837M | $616M | $282M | $82M |
| Cash & Cash Equivalents | $588M | $559M | $453M | $464M | $281M | $359M | $441M | $268M | $250M | $154M | $106M | $236M | $174M | $65M | $64M |
| Total Liabilities | $1.9B | $1.7B | $2.2B | $1.9B | $2.3B | $1.6B | $1.6B | $1.5B | $1.3B | $1.4B | $675M | $481M | $361M | $202M | $54M |
| Total Debt (Short + Long-Term) | $3M | $78M | $116M | $120M | $228M | $190M | $131M | $129M | $149M | $369M | $146M | $0M | $0M | $0M | $1M |
| Total Shareholders' Equity | $568M | $505M | $291M | $220M | $131M | $343M | $442M | $449M | $425M | $380M | $358M | $357M | $255M | $80M | $28M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive HRTG viewer.
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