20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Chime Financial, Inc. Class A Common Stock (CHYM) operates in the SOFTWARE - APPLICATION industry and is headquartered in San Francisco, United States with about 1,519 employees. Its market capitalization is roughly $11 billion. In the fiscal year ended 2025-12-31, CHYM reported $2.2B in revenue and ($1.0B) in net income.
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Revenue | $2.5B | $2.2B | $1.7B | $1.3B | $1.0B |
| Gross Profit | $2.2B | $1.9B | $1.5B | $1.1B | $794M |
| Gross Margin % | 88.2% | 85.9% | 87.6% | 82.8% | 78.7% |
| Operating Income (EBIT) | ($52M) | ($1.0B) | ($62M) | ($236M) | ($479M) |
| Operating Margin % | -2.1% | -47.6% | -3.7% | -18.4% | -47.4% |
| Net Income | ($19M) | ($1.0B) | ($25M) | ($203M) | ($470M) |
| Net Margin % | -0.8% | -46.2% | -1.5% | -15.9% | -46.6% |
| EBITDA | — | ($979M) | ($37M) | ($223M) | ($471M) |
| Earnings Per Share (EPS) | $-0.07 | $-2.60 | $-0.07 | $-0.56 | $-1.29 |
| Shares Outstanding (M) | — | 388M | 364M | 364M | 364M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $670M | $647M | $596M | $544M | $528M | $519M | $475M | $422M | $384M |
| Gross Profit | $595M | $568M | $530M | $474M | $461M | $458M | $419M | $368M | $334M |
| Gross Margin % | 88.8% | 87.8% | 88.9% | 87.2% | 87.3% | 88.3% | 88.2% | 87.3% | 86.9% |
| Operating Income (EBIT) | $21M | $46M | ($54M) | ($65M) | ($931M) | $9M | ($27M) | ($31M) | ($9M) |
| Operating Margin % | 3.1% | 7.1% | -9.0% | -11.9% | -176.2% | 1.8% | -5.7% | -7.3% | -2.5% |
| Net Income | $28M | $53M | ($45M) | ($55M) | ($923M) | $13M | ($20M) | ($22M) | $0M |
| Net Margin % | 4.2% | 8.3% | -7.5% | -10.1% | -174.8% | 2.5% | -4.1% | -5.2% | 0.1% |
| EBITDA | — | $62M | ($46M) | ($57M) | ($923M) | $16M | ($20M) | ($24M) | ($3M) |
| Earnings Per Share (EPS) | $0.07 | $0.13 | $-0.12 | $-0.15 | $-2.49 | $0.04 | $-0.05 | $-0.06 | $0.00 |
| Shares Outstanding (M) | — | 400M | 376M | 371M | 371M | 364M | 364M | 364M | 364M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Cash from Operations (CFO) | $347M | $53M | $64M | ($157M) | ($434M) |
| Capital Expenditures (CapEx) | $36M | $20M | $14M | $28M | $73M |
| Free Cash Flow (FCF) | $310M | $33M | $50M | ($184M) | ($507M) |
| FCF Margin % | 12.6% | 1.5% | 3.0% | -14.4% | -50.3% |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $208M | $87M | $33M | $19M | $28M | ($27M) | $18M | ($25M) | ($1M) |
| Capital Expenditures (CapEx) | $10M | $7M | $15M | $4M | $5M | $5M | $4M | $6M | $2M |
| Free Cash Flow (FCF) | $198M | $80M | $18M | $14M | $23M | ($31M) | $14M | ($31M) | ($4M) |
| FCF Margin % | 29.5% | 12.4% | 2.9% | 2.6% | 4.3% | -6.0% | 3.0% | -7.4% | -0.9% |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|---|
| Total Assets | $2.0B | $2.0B | $1.5B | $1.3B | $1.4B |
| Cash & Cash Equivalents | $536M | $466M | $338M | $240M | $203M |
| Total Liabilities | $592M | $563M | $502M | $384M | $317M |
| Total Debt (Short + Long-Term) | — | $11M | $16M | $12M | $6M |
| Total Shareholders' Equity | $1.4B | $1.4B | $960M | $937M | $1.1B |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive CHYM viewer.
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