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Yiren Digital Ltd. (YRD) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-09-08

Yiren Digital Ltd. (YRD) operates in the Credit Services industry and is headquartered in Beijing, China with about 981 employees. In the fiscal year ended 2025-12-31, YRD reported CNY 5.7B in revenue and CNY 54M in net income.

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd.

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YRD Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total RevenueCNY 5.7BCNY 5.8BCNY 4.9BCNY 3.4B
Gross ProfitCNY 4.9BCNY 4.9BCNY 3.9BCNY 2.7B
Operating Income (EBIT)(CNY 222M)CNY 1.6BCNY 2.6BCNY 1.5B
Net IncomeCNY 54MCNY 1.6BCNY 2.1BCNY 1.2B

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

YRD Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Total RevenueCNY 928MCNY 893MCNY 1.6BCNY 1.7BCNY 1.6B
Gross ProfitCNY 730MCNY 642MCNY 1.4BCNY 1.5BCNY 1.4B
Operating Income (EBIT)(CNY 372M)(CNY 1.1B)CNY 208MCNY 382MCNY 330M
Net Income(CNY 494M)(CNY 868M)CNY 318MCNY 358MCNY 248M

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

YRD Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid(CNY 273M)(CNY 122M)CNY 0MCNY 0M

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

YRD Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total AssetsCNY 13.5BCNY 13.0BCNY 10.3BCNY 8.5B
Total LiabilitiesCNY 4.2BCNY 3.4BCNY 2.2BCNY 2.5B

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive YRD viewer.

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