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X Financial (XYF) Financial History

Name: X Financial (XYF) financial statement history
Creator: TickerBase
License: https://creativecommons.org/licenses/by/4.0/

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-09-08

X Financial (XYF) operates in the Credit Services industry and is headquartered in Shenzhen, China with about 643 employees. Its market capitalization is roughly $204 million. In the fiscal year ended 2025-12-31, XYF reported CNY 7.6B in revenue and CNY 1.5B in net income.

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China.

Interactive charts & full statements → Open the XYF valuation workbench →

XYF Revenue & Earnings History — Annual Income Statement

Income statement	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Total Revenue	CNY 7.6B	CNY 5.9B	CNY 4.8B	CNY 3.6B	—
Gross Profit	CNY 5.6B	CNY 4.1B	CNY 3.2B	CNY 2.2B	—
Operating Income (EBIT)	CNY 1.6B	CNY 1.8B	CNY 1.4B	CNY 1.1B	—
Net Income	CNY 1.5B	CNY 1.5B	CNY 1.2B	CNY 812M	—

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

XYF Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Total Revenue	CNY 994M	CNY 1.2B	CNY 1.5B	CNY 2.0B	CNY 2.3B	—	—
Gross Profit	CNY 571M	CNY 689M	CNY 944M	CNY 1.4B	CNY 1.8B	—	—
Operating Income (EBIT)	CNY 192M	CNY 139M	CNY 16M	CNY 366M	CNY 660M	—	—
Net Income	CNY 47M	CNY 38M	CNY 57M	CNY 421M	CNY 528M	—	—

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

XYF Free Cash Flow History

Cash flow	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Dividends Paid	(CNY 155M)	(CNY 117M)	(CNY 58M)	CNY 0M	—

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

XYF Balance Sheet History

Balance sheet	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Total Assets	CNY 14.7B	CNY 11.8B	CNY 11.7B	CNY 8.8B	—
Total Liabilities	CNY 6.8B	CNY 4.9B	CNY 5.8B	CNY 4.1B	—

CNY; CNYM / CNYB as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive XYF viewer.

Other Companies in Credit Services

0508 · Dingyi Group Investment Limited — HK$268 million
WILLAMAGOR · Williamson Magor & Co. Limited — ₹267 million
SUS · S&U plc — £243 million
ASAI · ASA International Group PLC — £232 million
CPSS · Consumer Portfolio Services, Inc. — $203 million
0557 · China Tian Yuan Healthcare Group Limited — HK$201 million
TCIFINANCE · TCI Finance Limited — ₹201 million
1915 · Yangzhou Guangling District Taihe Rural Micro-finance Company Limited — HK$159 million

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