20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Wintrust Financial Corporation (WTFC) operates in the BANKS - REGIONAL industry and is headquartered in Rosemont, United States with about 5,902 employees. Its market capitalization is roughly $10 billion. In the fiscal year ended 2025-12-31, WTFC reported $4.2B in revenue and $824M in net income.
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Interactive charts & full statements → Open the WTFC valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $4.3B | $4.2B | $4.0B | $2.9B | $2.2B | $1.9B | $1.9B | $1.8B | $1.5B | $1.3B | $1.1B | $985M | $880M | $848M | $841M | $754M | $737M | $686M | $611M | $685M | $645M |
| Gross Profit | $2.8B | $2.6B | $2.4B | $2.9B | $1.9B | $1.8B | $1.4B | $1.4B | $1.3B | $1.1B | $1.0B | $875M | $787M | $722M | $658M | $507M | $435M | $302M | $283M | $320M | $329M |
| Gross Margin % | 63.5% | 62.2% | 59.2% | 100.0% | 85.0% | 95.1% | 75.4% | 78.5% | 84.2% | 88.6% | 89.0% | 88.8% | 89.4% | 85.1% | 78.1% | 67.2% | 59.0% | 44.1% | 46.4% | 46.7% | 51.0% |
| Operating Income (EBIT) | $1.2B | $1.1B | $947M | $53M | $701M | $638M | $390M | $480M | $460M | $390M | $332M | $252M | $246M | $224M | $180M | $128M | $101M | $118M | $31M | $84M | $104M |
| Operating Margin % | 28.2% | 26.4% | 23.9% | 1.8% | 31.7% | 34.3% | 20.5% | 26.8% | 30.2% | 30.9% | 29.4% | 25.6% | 28.0% | 26.5% | 21.4% | 17.0% | 13.7% | 17.1% | 5.0% | 12.2% | 16.2% |
| Net Income | $900M | $824M | $695M | $623M | $510M | $466M | $293M | $356M | $343M | $258M | $207M | $157M | $151M | $137M | $111M | $78M | $63M | $73M | $20M | $56M | $66M |
| Net Margin % | 20.7% | 19.5% | 17.5% | 21.5% | 23.1% | 25.0% | 15.4% | 19.9% | 22.5% | 20.4% | 18.3% | 15.9% | 17.2% | 16.2% | 13.2% | 10.3% | 8.6% | 10.7% | 3.4% | 8.1% | 10.3% |
| EBITDA | $1.3B | $1.2B | $1.0B | $53M | $783M | $740M | $486M | $568M | $528M | $453M | $385M | $293M | $284M | $251M | $205M | $148M | $119M | $138M | $51M | $104M | $122M |
| Earnings Per Share (EPS) | $13.26 | $12.18 | $10.74 | $10.03 | $8.48 | $8.07 | $5.05 | $6.17 | $6.00 | $4.55 | $3.81 | $3.02 | $2.98 | $2.75 | $2.31 | $1.76 | $2.01 | $2.77 | $0.85 | $2.24 | $2.56 |
| Shares Outstanding (M) | 68M | 68M | 65M | 62M | 60M | 58M | 58M | 58M | 57M | 57M | 54M | 52M | 51M | 50M | 48M | 44M | 32M | 26M | 24M | 25M | 26M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.1B | $1.1B | $1.1B | $1.1B | $1.0B | $1.0B | $1.0B | $1.0B |
| Gross Profit | $716M | $684M | $687M | $676M | $649M | $619M | $622M | $593M |
| Gross Margin % | 64.9% | 64.4% | 63.2% | 61.8% | 62.1% | 61.7% | 60.5% | 58.1% |
| Operating Income (EBIT) | $328M | $301M | $302M | $296M | $267M | $253M | $253M | $233M |
| Operating Margin % | 29.8% | 28.3% | 27.8% | 27.0% | 25.6% | 25.2% | 24.6% | 22.8% |
| Net Income | $234M | $227M | $223M | $216M | $196M | $189M | $185M | $170M |
| Net Margin % | 21.2% | 21.4% | 20.5% | 19.8% | 18.7% | 18.8% | 18.1% | 16.6% |
| EBITDA | $328M | $331M | $332M | $325M | $298M | $283M | $282M | $258M |
| Earnings Per Share (EPS) | $3.43 | $3.34 | $3.30 | $3.20 | $2.89 | $2.79 | $2.74 | $2.58 |
| Shares Outstanding (M) | 68M | 68M | 68M | 68M | 68M | 68M | 68M | 66M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-03-31 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $1.7B | $910M | $722M | $1.8B | $1.4B | $1.1B | ($518M) | $266M | $377M | $402M | $311M | $39M | $206M | $287M | $269M | $244M | $124M | ($841M) | $151M | $115M | $41M |
| Capital Expenditures (CapEx) | $51M | $50M | $86M | $45M | $53M | $57M | $64M | $82M | $68M | $59M | $34M | $43M | $38M | $38M | $74M | $79M | $31M | $18M | $29M | $43M | $65M |
| Free Cash Flow (FCF) | $1.7B | $860M | $636M | $1.8B | $1.3B | $1.1B | ($582M) | $184M | $309M | $342M | $277M | ($4M) | $168M | $250M | $194M | $165M | $94M | ($859M) | $123M | $73M | ($23M) |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $174M | $169M | $143M | $28M | $108M | $99M | $86M | $65M | $51M | $41M | $39M | $30M | $25M | $14M | $13M | $10M | $23M | $22M | $9M | $8M | $7M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $255M | $927M | $252M | $210M | $329M | $120M | $491M | ($62M) | $221M |
| Capital Expenditures (CapEx) | $17M | $13M | $23M | $7M | $7M | $7M | $20M | $17M | $39M |
| Free Cash Flow (FCF) | $238M | $914M | $229M | $202M | $322M | $112M | $471M | ($78M) | $182M |
| FCF Margin % | — | — | — | — | — | — | — | — | — |
| Dividends Paid | — | $45M | $42M | $47M | $40M | $40M | $37M | $37M | $35M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $74.7B | $71.1B | $64.9B | $56.3B | $53.0B | $50.1B | $45.1B | $36.6B | $31.2B | $27.9B | $25.7B | $22.9B | $20.0B | $18.1B | $17.5B | $15.9B | $14.0B | $12.2B | $10.7B | $9.4B | $9.6B |
| Cash & Cash Equivalents | $4.2B | $468M | $4.9B | $2.5B | $2.5B | $5.8B | $5.1B | $2.5B | $1.5B | $1.3B | $1.2B | $879M | $1.2B | $749M | $1.3B | $897M | $1.0B | $1.2B | $343M | $181M | $188M |
| Total Liabilities | $67.1B | $63.9B | $58.5B | $50.9B | $48.2B | $45.6B | $41.0B | $32.9B | $28.0B | $24.9B | $23.0B | $20.6B | $17.9B | $16.2B | $15.7B | $14.3B | $12.5B | $11.1B | $9.6B | $8.6B | $8.8B |
| Total Debt (Short + Long-Term) | $3.8B | $4.5B | $4.8B | $3.7B | $3.9B | $2.5B | $1.3B | $1.1B | $839M | $1.0B | $754M | $1.2B | $635M | $740M | $779M | $1.5B | $901M | $727M | $752M | $787M | $637M |
| Total Shareholders' Equity | $7.5B | $7.3B | $6.3B | $5.4B | $4.8B | $4.5B | $4.1B | $3.7B | $3.3B | $3.0B | $2.7B | $2.4B | $2.1B | $1.9B | $1.8B | $1.5B | $1.4B | $1.1B | $1.1B | $740M | $773M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive WTFC viewer.
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