20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
TFS Financial Corporation - (TFSL) operates in the NASDAQ industry and is headquartered in Cleveland, United States with about 958 employees. Its market capitalization is roughly $5 billion. In the fiscal year ended 2025-09-30, TFSL reported $792M in revenue and $91M in net income.
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
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| Income statement | TTM → 2026-06-30 | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 | 2017-09-30 | 2016-09-30 | 2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | 2010-09-30 | 2009-09-30 | 2008-09-30 | 2007-09-30 | 2006-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $818M | $792M | $759M | $305M | $433M | $445M | $509M | $503M | $465M | $429M | $413M | $408M | $397M | $412M | $442M | $458M | $496M | $555M | $594M | $589M | $479M |
| Gross Profit | $336M | $319M | $305M | $305M | $290M | $296M | $293M | $296M | $313M | $316M | $303M | $297M | $274M | $260M | $185M | $180M | $179M | $183M | $230M | $235M | $184M |
| Gross Margin % | 41.0% | 40.3% | 40.2% | 100.0% | 67.0% | 66.5% | 57.5% | 58.9% | 67.5% | 73.6% | 73.4% | 72.9% | 69.2% | 63.0% | 41.8% | 39.3% | 36.2% | 33.0% | 38.6% | 39.9% | 38.4% |
| Operating Income (EBIT) | $122M | $115M | $100M | $93M | $92M | $100M | $100M | $102M | $121M | $133M | $122M | $109M | $99M | $82M | $14M | $12M | $18M | $20M | $82M | $44M | $62M |
| Operating Margin % | 14.9% | 14.5% | 13.2% | 30.6% | 21.2% | 22.5% | 19.7% | 20.3% | 26.1% | 31.1% | 29.6% | 26.8% | 24.9% | 20.0% | 3.1% | 2.6% | 3.7% | 3.6% | 13.7% | 7.4% | 12.9% |
| Net Income | $102M | $91M | $80M | $75M | $75M | $81M | $83M | $80M | $85M | $89M | $81M | $73M | $66M | $56M | $11M | $9M | $11M | $14M | $54M | $26M | $44M |
| Net Margin % | 12.5% | 11.5% | 10.5% | 24.7% | 17.2% | 18.2% | 16.4% | 16.0% | 18.4% | 20.7% | 19.5% | 17.8% | 16.6% | 13.6% | 2.6% | 2.0% | 2.3% | 2.6% | 9.2% | 4.3% | 9.1% |
| EBITDA | $151M | $138M | $119M | $93M | $119M | $133M | $133M | $125M | $146M | $154M | $142M | $127M | $112M | $104M | $36M | $31M | $37M | $39M | $91M | $51M | $73M |
| Earnings Per Share (EPS) | $0.36 | $0.33 | $0.29 | $0.27 | $0.27 | $0.29 | $0.30 | $0.29 | $0.31 | $0.32 | $0.28 | $0.25 | $0.22 | $0.18 | $0.04 | $0.03 | $0.04 | $0.05 | $0.17 | $0.10 | $0.19 |
| Shares Outstanding (M) | 280M | 280M | 279M | 279M | 279M | 279M | 278M | 277M | 277M | 279M | 284M | 292M | 301M | 303M | 302M | 301M | 300M | 302M | 320M | 270M | 227M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $202M | $203M | $206M | $207M | $198M | $193M | $193M | $195M |
| Gross Profit | $81M | $85M | $85M | $84M | $81M | $78M | $76M | $74M |
| Gross Margin % | 40.3% | 42.0% | 41.2% | 40.8% | 40.6% | 40.2% | 39.5% | 38.0% |
| Operating Income (EBIT) | $31M | $30M | $28M | $32M | $27M | $27M | $28M | $23M |
| Operating Margin % | 15.2% | 14.7% | 13.9% | 15.7% | 13.8% | 13.7% | 14.7% | 11.8% |
| Net Income | $31M | $23M | $22M | $26M | $22M | $21M | $22M | $18M |
| Net Margin % | 15.1% | 11.5% | 10.8% | 12.6% | 10.8% | 10.9% | 11.6% | 9.3% |
| EBITDA | $41M | $36M | $35M | $39M | $33M | $32M | $34M | $28M |
| Earnings Per Share (EPS) | $0.11 | $0.08 | $0.08 | $0.09 | $0.08 | $0.08 | $0.08 | $0.07 |
| Shares Outstanding (M) | 280M | 280M | 283M | 280M | 280M | 280M | 280M | 279M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 | 2017-09-30 | 2016-09-30 | 2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | 2010-09-30 | 2009-09-30 | 2008-09-30 | 2007-09-30 | 2006-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $98M | $82M | $89M | $47M | $39M | $83M | $122M | $103M | $92M | $101M | $85M | $102M | $104M | $141M | $156M | $136M | $117M | $272M | $29M | $273M | $356M |
| Capital Expenditures (CapEx) | $12M | $11M | $3M | $5M | $3M | $1M | $3M | $4M | $8M | $4M | $9M | $6M | $3M | $3M | $7M | $3M | $4M | $4M | $5M | $8M | $3M |
| Free Cash Flow (FCF) | $86M | $71M | $86M | $41M | $36M | $82M | $119M | $99M | $84M | $97M | $76M | $97M | $101M | $138M | $148M | $133M | $112M | $268M | $24M | $265M | $353M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $60M | $60M | $59M | $58M | $58M | $57M | $55M | $50M | $38M | $28M | $23M | $19M | $5M | $0M | $0M | $0M | $16M | $20M | $14M | — | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $33M | $18M | $59M | ($11M) | $27M | $21M | $46M | ($59M) |
| Capital Expenditures (CapEx) | $3M | $4M | $2M | $2M | $2M | $7M | $1M | $1M |
| Free Cash Flow (FCF) | $29M | $13M | $57M | ($13M) | $25M | $14M | $45M | ($59M) |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $15M | $15M | $15M | $15M | $15M | $15M | $15M | $15M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 | 2021-09-30 | 2020-09-30 | 2019-09-30 | 2018-09-30 | 2017-09-30 | 2016-09-30 | 2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | 2010-09-30 | 2009-09-30 | 2008-09-30 | 2007-09-30 | 2006-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $18.1B | $17.5B | $17.1B | $16.9B | $15.8B | $14.1B | $14.6B | $14.5B | $14.1B | $13.7B | $12.9B | $12.4B | $11.8B | $11.3B | $11.5B | $10.9B | $11.1B | $10.6B | $10.8B | $10.3B | $8.6B |
| Cash & Cash Equivalents | $29M | $429M | $464M | $467M | $370M | $488M | $498M | $275M | $270M | $268M | $231M | $155M | $181M | $286M | $308M | $295M | $744M | $307M | $132M | $231M | $164M |
| Total Liabilities | $16.1B | $15.6B | $15.2B | $15.0B | $13.9B | $12.3B | $13.0B | $12.8B | $12.4B | $12.0B | $11.3B | $10.6B | $10.0B | $9.4B | $9.7B | $9.1B | $9.3B | $8.9B | $8.9B | $8.3B | $7.6B |
| Total Debt (Short + Long-Term) | $5.9B | $6.1B | $5.7B | $6.7B | $7.0B | $5.5B | $6.5B | $7.5B | $4.1B | $4.0B | $5.5B | $3.7B | $2.0B | $745M | $488M | $140M | $122M | $64M | $0M | $0M | $25M |
| Total Shareholders' Equity | $2.0B | $1.9B | $1.9B | $1.9B | $1.8B | $1.7B | $1.7B | $1.7B | $1.8B | $1.7B | $1.7B | $1.7B | $1.8B | $1.9B | $1.8B | $1.8B | $1.8B | $1.7B | $1.8B | $2.0B | $1.0B |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive TFSL viewer.
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