20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Royal Bank of Canada (RY) operates in the BANKS - DIVERSIFIED industry and is headquartered in Toronto, Canada with about 101,269 employees. Its market capitalization is roughly $281 billion. In the fiscal year ended 2025-10-31, RY reported C$137.4B in revenue and C$20.4B in net income.
Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions.
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| Income statement | TTM → 2026-04-30 | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 | 2020-10-31 | 2019-10-31 | 2018-10-31 | 2017-12-31 | 2017-10-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 | 2016-10-31 | 2016-09-30 | 2016-03-31 | 2015-12-31 | 2015-10-31 | 2015-09-30 | 2015-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | C$138.9B | C$137.4B | C$134.5B | C$113.5B | C$66.8B | C$57.7B | C$61.2B | C$67.4B | C$57.6B | C$2.9B | C$49.9B | C$29.4B | C$12.6B | C$2.8B | C$46.0B | C$28.8B | C$12.4B | C$2.8B | C$43.1B | C$27.9B | C$13.4B |
| Gross Profit | C$65.6B | C$62.2B | C$54.3B | C$49.1B | C$48.3B | C$50.3B | C$42.8B | C$43.9B | C$41.2B | C$1.5B | C$39.0B | C$0M | C$12.6B | C$1.4B | C$36.5B | C$0M | C$12.4B | C$1.3B | C$34.0B | C$0M | C$13.4B |
| Gross Margin % | 47.2% | 45.3% | 40.3% | 43.3% | 72.3% | 87.2% | 69.9% | 65.2% | 71.6% | 50.4% | 78.1% | 0.0% | 100.0% | 49.8% | 79.4% | 0.0% | 100.0% | 45.0% | 79.0% | 0.0% | 100.0% |
| Operating Income (EBIT) | C$28.2B | C$25.7B | C$19.9B | C$18.2B | C$20.1B | C$20.6B | C$14.4B | C$15.9B | C$15.8B | C$685M | C$14.7B | — | C$2.9B | C$673M | C$13.3B | — | C$1.5B | C$611M | C$12.6B | — | C$2.9B |
| Operating Margin % | 20.3% | 18.7% | 14.8% | 16.0% | 30.1% | 35.8% | 23.5% | 23.6% | 27.4% | 23.7% | 29.4% | — | 23.0% | 24.0% | 28.9% | — | 11.8% | 21.8% | 29.3% | — | 21.6% |
| Net Income | C$22.1B | C$20.4B | C$16.2B | C$14.6B | C$15.8B | C$16.0B | C$11.4B | C$12.9B | C$12.4B | C$377M | C$11.4B | C$6.3B | C$2.1B | C$334M | C$10.4B | C$5.7B | C$1.2B | C$299M | C$9.9B | C$5.6B | C$1.9B |
| Net Margin % | 15.9% | 14.8% | 12.1% | 12.9% | 23.6% | 27.8% | 18.7% | 19.1% | 21.5% | 13.1% | 22.9% | 21.3% | 17.1% | 11.9% | 22.6% | 19.8% | 9.4% | 10.7% | 23.1% | 20.2% | 14.0% |
| EBITDA | C$31.2B | C$28.7B | C$22.8B | C$21.0B | C$22.8B | C$23.2B | C$17.0B | C$17.8B | C$17.4B | — | C$16.3B | — | — | — | C$14.8B | — | — | — | C$13.9B | — | — |
| Earnings Per Share (EPS) | C$18.67 | C$14.44 | C$11.48 | C$10.49 | C$11.23 | C$11.24 | C$8.00 | C$8.93 | C$8.55 | — | C$7.75 | — | — | — | C$6.96 | — | — | — | C$6.85 | — | — |
| Shares Outstanding (M) | 1,027M | 1,410M | 1,414M | 1,393M | 1,406M | 1,427M | 1,429M | 1,441M | 1,450M | — | 1,474M | — | — | — | 1,494M | — | — | — | 1,450M | — | — |
CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | C$33.9B | C$35.4B | C$34.8B | C$34.7B | C$32.6B | C$35.2B | C$33.9B | C$34.5B |
| Gross Profit | C$16.5B | C$16.8B | C$16.2B | C$16.1B | C$14.2B | C$15.7B | C$14.2B | C$14.0B |
| Gross Margin % | 48.7% | 47.5% | 46.5% | 46.3% | 43.7% | 44.5% | 42.0% | 40.7% |
| Operating Income (EBIT) | C$7.1B | C$7.4B | C$6.8B | C$6.9B | C$5.5B | C$6.4B | C$5.2B | C$5.4B |
| Operating Margin % | 20.9% | 20.9% | 19.6% | 19.8% | 16.9% | 18.3% | 15.4% | 15.6% |
| Net Income | C$5.5B | C$5.8B | C$5.4B | C$5.4B | C$4.4B | C$5.1B | C$4.2B | C$4.5B |
| Net Margin % | 16.2% | 16.3% | 15.6% | 15.6% | 13.5% | 14.6% | 12.4% | 13.0% |
| EBITDA | C$7.8B | C$8.1B | C$7.6B | C$7.6B | C$6.3B | C$7.2B | C$6.0B | C$6.1B |
| Earnings Per Share (EPS) | C$5.36 | C$5.62 | C$3.85 | C$3.84 | C$3.10 | C$3.62 | C$2.98 | C$3.17 |
| Shares Outstanding (M) | 1,027M | 1,029M | 1,410M | 1,410M | 1,414M | 1,416M | 1,416M | 1,416M |
CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-04-30 | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 | 2020-10-31 | 2019-10-31 | 2018-10-31 | 2017-12-31 | 2017-10-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 | 2016-10-31 | 2016-09-30 | 2016-03-31 | 2015-12-31 | 2015-10-31 | 2015-09-30 | 2015-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | C$73.4B | C$55.2B | C$23.1B | C$26.1B | C$21.9B | C$61.0B | C$138.8B | C$14.3B | C$17.5B | C$805M | C$37.7B | C$2.2B | C$11.7B | C$811M | C$26.9B | C$4.2B | C$11.0B | C$298M | C$24.1B | (C$380M) | (C$642M) |
| Capital Expenditures (CapEx) | C$2.1B | C$2.2B | C$2.3B | C$2.7B | C$2.5B | C$2.2B | C$2.6B | C$2.3B | C$2.0B | C$824M | C$1.4B | C$207M | C$2.8B | C$612M | C$1.3B | C$399M | C$2.9B | C$524M | C$1.3B | C$475M | C$1.7B |
| Free Cash Flow (FCF) | C$71.3B | C$53.0B | C$20.9B | C$23.3B | C$19.4B | C$58.9B | C$136.2B | C$12.0B | C$15.5B | (C$20M) | C$36.4B | C$2.0B | C$8.9B | C$199M | C$25.6B | C$3.8B | C$8.1B | (C$226M) | C$22.8B | (C$855M) | (C$2.4B) |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | C$9.2B | C$8.8B | C$6.6B | C$5.5B | C$7.0B | C$6.4B | C$6.3B | C$6.0B | C$5.6B | C$260M | C$5.3B | C$3.8B | C$384M | C$205M | C$5.0B | C$4.1B | C$737M | C$202M | C$4.6B | C$3.1B | C$461M |
CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-07-31 | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | C$35.1B | C$21.3B | C$37.9B | (C$14.8B) | C$29.0B | C$9.9B | C$31.2B | C$17.2B | C$23.2B |
| Capital Expenditures (CapEx) | C$743M | C$459M | C$597M | C$549M | C$530M | C$483M | C$681M | C$671M | C$717M |
| Free Cash Flow (FCF) | C$34.4B | C$20.8B | C$37.3B | (C$15.3B) | C$28.5B | C$9.4B | C$30.5B | C$16.5B | C$22.5B |
| FCF Margin % | — | — | — | — | — | — | — | — | — |
| Dividends Paid | — | C$2.4B | C$2.3B | C$2.3B | C$2.2B | C$2.2B | C$2.1B | C$2.1B | C$2.0B |
CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-07-31 | 2025-10-31 | 2024-10-31 | 2023-10-31 | 2022-10-31 | 2021-10-31 | 2020-10-31 | 2019-10-31 | 2018-10-31 | 2017-12-31 | 2017-10-31 | 2017-09-30 | 2017-03-31 | 2016-12-31 | 2016-10-31 | 2016-09-30 | 2016-03-31 | 2015-12-31 | 2015-10-31 | 2015-09-30 | 2015-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | C$2.50T | C$2.33T | C$2.17T | C$2.01T | C$1.92T | C$1.71T | C$1.62T | C$1.43T | C$1.33T | C$10.6B | C$1.21T | C$668.4B | C$384.6B | C$10.0B | C$1.18T | C$642.2B | C$365.6B | C$9.6B | C$1.07T | C$570.3B | C$348.4B |
| Cash & Cash Equivalents | — | C$87.4B | C$122.7B | C$133.1B | C$180.4B | C$193.5B | C$157.9B | C$64.7B | C$66.7B | C$6M | C$61.1B | C$82.8B | C$127.6B | C$7M | C$42.8B | C$76.7B | C$114.8B | C$1M | C$35.1B | C$69.1B | C$85.5B |
| Total Liabilities | C$2.35T | C$2.19T | C$2.04T | C$1.89T | C$1.81T | C$1.61T | C$1.54T | C$1.35T | C$1.25T | C$6.9B | C$1.14T | C$620.3B | C$359.5B | C$6.4B | C$1.11T | C$597.7B | C$341.6B | C$6.3B | C$1.01T | C$533.0B | C$325.8B |
| Total Debt (Short + Long-Term) | — | C$830.4B | C$775.6B | C$776.7B | C$429.2B | C$395.0B | C$103.8B | C$109.2B | C$97.8B | C$3.1B | C$86.3B | C$19.9B | C$299.4B | C$2.8B | C$178.3B | C$27.6B | C$275.5B | C$2.9B | C$91.9B | C$33.9B | C$266.2B |
| Total Shareholders' Equity | C$145.0B | C$139.1B | C$127.1B | C$115.0B | C$108.1B | C$98.7B | C$86.8B | C$83.6B | C$80.0B | C$3.7B | C$74.4B | C$48.1B | C$25.0B | C$3.6B | C$71.0B | C$44.5B | C$24.0B | C$3.3B | C$63.9B | C$37.3B | C$22.6B |
CAD; C$M / C$B as marked (reporting currency). Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive RY viewer.
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