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Kinsale Capital Group Inc (KNSL) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · DATA UPDATED 2026-08-10

Kinsale Capital Group Inc (KNSL) operates in the INSURANCE - PROPERTY & CASUALTY industry and is headquartered in Richmond, United States with about 711 employees. Its market capitalization is roughly $8 billion. In the fiscal year ended 2025-12-31, KNSL reported $1.9B in revenue and $504M in net income.

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States.

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KNSL Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-31
Total Revenue$2.0B$1.9B$1.6B$1.2B$839M$653M$460M$316M$222M$187M$142M$81M$64M$48M
Gross Profit$999M$983M$680M$511M$287M$256M$142M$110M$68M$62M$65M$55M$36M$24M
Gross Margin %50.0%52.5%42.9%41.7%34.2%39.2%30.9%34.9%30.4%33.1%45.6%68.5%56.0%50.2%
Operating Income (EBIT)$716M$634M$515M$384M$196M$189M$100M$76M$40M$39M$40M$34M$19M$12M
Operating Margin %35.9%33.9%32.4%31.4%23.3%28.9%21.8%24.1%18.2%20.6%27.9%41.6%30.6%25.0%
Net Income$569M$504M$415M$308M$159M$153M$88M$63M$34M$25M$26M$22M$13M$12M
Net Margin %28.5%26.9%26.1%25.2%19.0%23.4%19.2%20.0%15.2%13.3%18.5%27.6%20.4%25.3%
EBITDA$731M$651M$531M$398M$203M$192M$102M$77M$41M$39M$40M$34M$20M$13M
Earnings Per Share (EPS)$24.67$21.65$17.78$13.22$6.88$6.62$3.87$2.86$1.56$1.16$1.24$1.06$0.62$0.59
Shares Outstanding (M)23M23M23M23M23M23M23M22M22M21M21M21M21M21M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

KNSL Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$549M$467M$483M$498M$470M$423M$412M$418M
Gross Profit$318M$186M$270M$225M$213M$155M$184M$184M
Gross Margin %57.9%39.9%55.9%45.2%45.3%36.5%44.7%44.0%
Operating Income (EBIT)$223M$140M$175M$179M$168M$112M$139M$144M
Operating Margin %40.7%29.9%36.2%36.0%35.8%26.5%33.6%34.5%
Net Income$176M$113M$139M$142M$134M$89M$109M$114M
Net Margin %32.1%24.1%28.7%28.5%28.5%21.1%26.5%27.3%
EBITDA$223M$143M$184M$181M$171M$115M$141M$147M
Earnings Per Share (EPS)$7.72$4.88$5.99$6.09$5.76$3.82$4.68$4.90
Shares Outstanding (M)23M23M23M23M23M23M23M23M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

KNSL Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-31
Cash from Operations (CFO)$1.0B$1.0B$976M$860M$558M$407M$280M$178M$104M$77M$74M$79M$80M$62M
Capital Expenditures (CapEx)$35M$54M$24M$7M$7M$6M$33M$20M$1M$0M$1M$0M$1M$0M
Free Cash Flow (FCF)$1.0B$990M$952M$853M$551M$401M$247M$159M$103M$77M$73M$78M$79M$62M
FCF Margin %50.1%52.8%60.0%69.7%65.7%61.4%53.7%50.2%46.2%41.3%51.7%97.4%124.1%127.0%
Dividends Paid$19M$16M$14M$13M$12M$10M$8M$7M$6M$5M$2M$2M$2M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

KNSL Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$242M$249M$241M$303M$269M$230M$213M$274M
Capital Expenditures (CapEx)$3M$8M$11M$14M$17M$12M$11M$6M
Free Cash Flow (FCF)$239M$241M$231M$290M$252M$218M$202M$268M
FCF Margin %43.6%51.7%47.8%58.2%53.6%51.4%49.1%64.1%
Dividends Paid$6M$6M$4M$4M$4M$4M$3M$3M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

KNSL Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-31
Total Assets$6.4B$6.0B$4.9B$3.8B$2.7B$2.0B$1.5B$1.1B$773M$668M$614M$545M$438M
Cash & Cash Equivalents$211M$163M$113M$127M$156M$121M$77M$100M$75M$82M$51M$25M$24M
Total Liabilities$4.4B$4.1B$3.4B$2.7B$2.0B$1.3B$971M$685M$509M$430M$404M$432M$345M
Total Debt (Short + Long-Term)$174M$224M$195M$184M$196M$85M$43M$33M$0M$0M$36M$59M$55M
Total Shareholders' Equity$2.0B$2.0B$1.5B$1.1B$745M$699M$576M$406M$264M$238M$210M$113M$93M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive KNSL viewer.

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