20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
HealthEquity Inc (HQY) operates in the HEALTH INFORMATION SERVICES industry and is headquartered in Draper, United States with about 2,814 employees. Its market capitalization is roughly $8 billion. In the fiscal year ended 2026-01-31, HQY reported $1.3B in revenue and $215M in net income.
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool.
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| Income statement | TTM → 2026-07-31 | 2026-01-31 | 2025-01-31 | 2024-01-31 | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 | 2018-01-31 | 2017-01-31 | 2016-01-31 | 2015-01-31 | 2014-01-31 | 2013-01-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.4B | $1.3B | $1.2B | $1.0B | $862M | $757M | $734M | $532M | $287M | $230M | $178M | $127M | $88M | $62M | $46M |
| Gross Profit | $1.0B | $913M | $693M | $530M | $396M | $341M | $339M | $291M | $175M | $130M | $102M | $70M | $46M | $31M | $22M |
| Gross Margin % | 75.1% | 69.5% | 57.7% | 53.0% | 45.9% | 45.1% | 46.2% | 54.7% | 61.0% | 56.7% | 57.2% | 55.5% | 52.7% | 50.2% | 48.8% |
| Operating Income (EBIT) | $350M | $322M | $230M | $128M | $38M | $41M | $80M | $109M | $78M | $54M | $41M | $26M | $17M | $12M | $7M |
| Operating Margin % | 25.7% | 24.6% | 19.2% | 12.8% | 4.4% | 5.4% | 10.9% | 20.5% | 27.0% | 23.7% | 23.1% | 20.6% | 19.2% | 18.6% | 15.4% |
| Net Income | $237M | $215M | $97M | $56M | ($26M) | ($44M) | $9M | $40M | $74M | $47M | $26M | $17M | $10M | $1M | $11M |
| Net Margin % | 17.4% | 16.4% | 8.1% | 5.6% | -3.0% | -5.9% | 1.2% | 7.5% | 25.7% | 20.6% | 14.8% | 13.1% | 11.6% | 2.0% | 24.2% |
| EBITDA | — | $489M | $338M | $282M | $172M | $103M | $155M | $123M | $94M | $68M | $54M | $35M | $23M | $16M | $10M |
| Earnings Per Share (EPS) | $2.76 | $2.46 | $1.09 | $0.64 | $-0.31 | $-0.53 | $0.12 | $0.58 | $1.17 | $0.77 | $0.44 | $0.28 | $0.20 | $0.03 | $0.24 |
| Shares Outstanding (M) | — | 87M | 89M | 87M | 84M | 83M | 76M | 68M | 63M | 62M | 60M | 59M | 52M | 46M | 46M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-07-31 | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $351M | $355M | $335M | $322M | $326M | $331M | $312M | $300M | $300M |
| Gross Profit | $258M | $256M | $309M | $201M | $206M | $197M | $189M | $169M | $173M |
| Gross Margin % | 73.5% | 72.3% | 92.4% | 62.4% | 63.1% | 59.6% | 60.7% | 56.1% | 57.7% |
| Operating Income (EBIT) | $100M | $103M | $67M | $80M | $91M | $84M | $72M | $54M | $61M |
| Operating Margin % | 28.5% | 29.0% | 20.1% | 24.8% | 27.9% | 25.5% | 22.9% | 18.0% | 20.2% |
| Net Income | $66M | $69M | $50M | $52M | $60M | $54M | $26M | $6M | $36M |
| Net Margin % | 18.8% | 19.6% | 14.9% | 16.1% | 18.4% | 16.3% | 8.5% | 1.9% | 11.9% |
| EBITDA | — | $106M | $101M | $120M | $131M | $125M | $84M | $65M | $106M |
| Earnings Per Share (EPS) | $0.78 | $0.82 | $0.57 | $0.59 | $0.68 | $0.61 | $0.30 | $0.06 | $0.40 |
| Shares Outstanding (M) | — | 85M | 87M | 87M | 88M | 88M | 89M | 89M | 89M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-07-31 | 2026-01-31 | 2025-01-31 | 2024-01-31 | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 | 2018-01-31 | 2017-01-31 | 2016-01-31 | 2015-01-31 | 2014-01-31 | 2013-01-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $491M | $457M | $340M | $243M | $151M | $141M | $182M | $106M | $113M | $82M | $46M | $27M | $15M | $18M | $12M |
| Capital Expenditures (CapEx) | — | $2M | $2M | $46M | $119M | $137M | $97M | $42M | $15M | $33M | $13M | $50M | $8M | $5M | $3M |
| Free Cash Flow (FCF) | $457M | $455M | $338M | $197M | $32M | $4M | $85M | $64M | $98M | $48M | $33M | ($23M) | $7M | $13M | $9M |
| FCF Margin % | 33.5% | 34.6% | 28.1% | 19.7% | 3.7% | 0.5% | 11.5% | 12.0% | 34.2% | 21.1% | 18.4% | -18.3% | 7.9% | 20.3% | 19.6% |
| Dividends Paid | — | — | — | — | — | — | — | — | — | $0M | $0M | $0M | $50M | $1M | — |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-07-31 | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $136M | $98M | $118M | $139M | $136M | $65M | $76M | $91M | $108M |
| Capital Expenditures (CapEx) | — | $0M | $16M | $1M | $15M | $16M | $14M | $13M | $209M |
| Free Cash Flow (FCF) | $120M | $97M | $102M | $138M | $121M | $49M | $62M | $78M | ($101M) |
| FCF Margin % | 34.2% | 27.4% | 30.3% | 42.8% | 37.0% | 14.7% | 19.9% | 25.9% | -33.7% |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-07-31 | 2026-01-31 | 2025-01-31 | 2024-01-31 | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 | 2018-01-31 | 2017-01-31 | 2016-01-31 | 2015-01-31 | 2014-01-31 | 2013-01-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.3B | $3.4B | $3.4B | $3.2B | $3.1B | $3.1B | $2.7B | $2.6B | $510M | $369M | $279M | $220M | $159M | $55M | $46M |
| Cash & Cash Equivalents | $256M | $319M | $296M | $404M | $254M | $225M | $329M | $192M | $361M | $199M | $140M | $84M | $111M | $14M | $6M |
| Total Liabilities | $1.3B | $1.3B | $1.3B | $1.1B | $1.2B | $1.3B | $1.3B | $1.5B | $33M | $23M | $17M | $16M | $15M | $21M | $8M |
| Total Debt (Short + Long-Term) | $971M | $967M | $1.1B | $884M | $935M | $943M | $1.0B | $1.2B | $0M | $0M | $0M | $0M | $0M | $0M | $0M |
| Total Shareholders' Equity | $2.0B | $2.1B | $2.1B | $2.0B | $1.9B | $1.9B | $1.4B | $1.0B | $477M | $346M | $262M | $203M | $144M | $34M | $36M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive HQY viewer.
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