◆ TICKERBASEOpen interactive view →
◆ TICKERBASE · GLOBAL STOCK FINANCIAL DATA LIBRARY

HomeAll stocksF › FFBC

First Financial Bancorp (FFBC) Financial History

20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

FINANCIAL SERVICES · BANKS - REGIONAL · DATA UPDATED 2026-08-28

First Financial Bancorp (FFBC) operates in the BANKS - REGIONAL industry and is headquartered in Cincinnati, United States with about 2,371 employees. Its market capitalization is roughly $3 billion. In the fiscal year ended 2025-12-31, FFBC reported $1.3B in revenue and $256M in net income.

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.

Interactive charts & full statements → Open the FFBC valuation workbench →

FFBC Revenue & Earnings History — Annual Income Statement

Income statementTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Revenue$1.3B$1.3B$1.2B$1.1B$775M$655M$714M$739M$644M$409M$376M$345M$311M$315M$368M$381M$422M$238M$235M$270M$281M
Gross Profit$929M$862M$788M$797M$697M$642M$575M$585M$538M$356M$332M$312M$291M$289M$290M$253M$422M$238M$149M$174M$191M
Gross Margin %69.8%68.4%64.3%71.5%90.0%98.0%80.5%79.2%83.5%87.0%88.4%90.5%93.3%91.8%78.9%66.4%100.0%100.0%63.2%64.6%67.9%
Operating Income (EBIT)$358M$321M$268M$319M$242M$241M$184M$243M$214M$116M$131M$111M$95M$68M$104M$105M$160M$448M$33M$54M$31M
Operating Margin %26.9%25.5%21.9%28.6%31.2%36.8%25.8%32.9%33.3%28.4%34.8%32.2%30.5%21.4%28.2%27.6%37.9%188.0%14.2%19.9%10.9%
Net Income$285M$256M$229M$256M$218M$205M$156M$198M$173M$97M$89M$75M$65M$48M$67M$67M$59M$247M$23M$36M$21M
Net Margin %21.4%20.3%18.7%22.9%28.1%31.3%21.8%26.8%26.8%23.6%23.6%21.8%20.9%15.3%18.3%17.5%14.0%103.5%9.8%13.2%7.6%
EBITDA$410M$343M$307M$356M$281M$280M$226M$271M$238M$129M$144M$124M$108M$82M$120M$117M$160M$448M$40M$62M$39M
Earnings Per Share (EPS)$2.85$2.67$2.40$2.69$2.30$2.14$1.59$2.00$1.93$1.56$1.43$1.21$1.09$0.83$1.14$1.14$1.02$5.41$0.61$0.93$0.54
Shares Outstanding (M)105M96M95M95M95M96M98M99M90M62M62M62M59M58M59M59M58M46M37M38M40M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FFBC Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Total Revenue$314M$364M$330M$324M$314M$292M$321M$303M
Gross Profit$213M$263M$229M$225M$217M$192M$215M$191M
Gross Margin %67.7%72.2%69.3%69.5%69.0%65.8%66.8%62.9%
Operating Income (EBIT)$94M$94M$79M$91M$88M$64M$67M$65M
Operating Margin %30.1%25.7%24.0%28.0%28.0%21.8%20.8%21.4%
Net Income$76M$74M$62M$72M$70M$51M$65M$52M
Net Margin %24.3%20.4%18.9%22.2%22.3%17.6%20.2%17.3%
EBITDA$108M$107M$97M$98M$95M$71M$82M$73M
Earnings Per Share (EPS)$0.73$0.71$0.65$0.75$0.73$0.54$0.68$0.55
Shares Outstanding (M)105M105M96M96M96M96M95M95M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FFBC Free Cash Flow History

Cash flowTTM → 2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Cash from Operations (CFO)$792M$338M$262M$487M$201M$390M$110M$186M$260M$124M$143M$92M$57M$164M$212M$203M$185M$39M$42M$73M$17M
Capital Expenditures (CapEx)$41M$21M$21M$24M$43M$15M$16M$21M$18M$7M$10M$7M$11M$7M$26M$24M$23M$13M$12M$8M$16M
Free Cash Flow (FCF)$752M$317M$241M$463M$158M$375M$93M$165M$242M$117M$133M$84M$46M$157M$186M$180M$162M$26M$30M$66M$2M
FCF Margin %
Dividends Paid$101M$95M$90M$87M$87M$87M$90M$89M$80M$41M$39M$39M$35M$61M$68M$35M$24M$23M$25M$25M$25M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FFBC Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-30
Cash from Operations (CFO)$31M$549M$122M$90M$70M$56M$74M$88M
Capital Expenditures (CapEx)$10M$13M$8M$9M$5M$4M$7M$4M
Free Cash Flow (FCF)$21M$535M$114M$81M$65M$52M$67M$84M
FCF Margin %
Dividends Paid$27M$26M$24M$24M$24M$23M$23M$23M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

FFBC Balance Sheet History

Balance sheet2026-06-302025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-31
Total Assets$22.4B$21.1B$18.6B$17.5B$17.0B$16.3B$16.0B$14.5B$14.0B$8.9B$8.4B$8.1B$7.2B$6.4B$6.5B$6.7B$6.2B$6.7B$3.7B$3.4B$3.3B
Cash & Cash Equivalents$788M$179M$904M$1.0B$596M$435M$251M$258M$274M$185M$204M$149M$133M$143M$159M$525M$283M$606M$101M$106M$119M
Total Liabilities$19.5B$18.4B$16.1B$15.3B$15.0B$14.1B$13.7B$12.3B$11.9B$8.0B$7.6B$7.3B$6.4B$5.7B$5.8B$6.0B$5.6B$6.0B$3.4B$3.1B$3.0B
Total Debt (Short + Long-Term)$951M$1.2B$1.1B$1.3B$1.6B$729M$943M$1.7B$1.6B$934M$928M$1.1B$719M$862M$763M$241M$159M$462M$451M$155M$178M
Total Shareholders' Equity$3.0B$2.8B$2.4B$2.3B$2.0B$2.3B$2.3B$2.2B$2.1B$931M$865M$809M$784M$682M$710M$712M$697M$650M$348M$277M$285M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive FFBC viewer.

Other Companies in BANKS - REGIONAL

← FFARMAll “F” companiesFFDI →

About TickerBase · Data methodology & sources · Privacy · Terms

TickerBase is provided for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice, or a recommendation to buy, sell, or hold any security. No price targets are published; any per-share value shown in the valuation workbench is generated entirely from reader-supplied assumptions and is not the publisher's view of fair value. Past performance does not predict future results. Figures are approximate and drawn from public filings; one-time items are noted where identified. Do your own research and consult a licensed professional before making any investment decision. The author may or may not hold positions in the securities discussed.