20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
First BanCorp. (FBP) operates in the BANKS - REGIONAL industry and is headquartered in San Juan, United States with about 3,218 employees. Its market capitalization is roughly $4 billion. In the fiscal year ended 2025-12-31, FBP reported $1.3B in revenue and $345M in net income.
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers.
Interactive charts & full statements → Open the FBP valuation workbench →
| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.3B | $1.3B | $1.2B | $1.1B | $954M | $882M | $770M | $731M | $669M | $621M | $639M | $608M | $622M | $610M | $623M | $696M | $892M | $1.1B | $1.2B | $1.2B | $1.1B |
| Gross Profit | $948M | $916M | $844M | $830M | $858M | $883M | $506M | $582M | $510M | $380M | $450M | $332M | $397M | $236M | $328M | $200M | ($121M) | $83M | $412M | $383M | $445M |
| Gross Margin % | 74.8% | 72.9% | 70.7% | 73.9% | 90.0% | 100.1% | 65.8% | 79.7% | 76.3% | 61.3% | 70.4% | 54.6% | 63.9% | 38.6% | 52.7% | 28.7% | -13.6% | 7.3% | 34.2% | 30.8% | 39.3% |
| Operating Income (EBIT) | $448M | $417M | $391M | $397M | $448M | $428M | $116M | $239M | $191M | $62M | $130M | $28M | $92M | ($159M) | $36M | ($73M) | ($421M) | ($271M) | $78M | $90M | $130M |
| Operating Margin % | 35.3% | 33.2% | 32.8% | 35.4% | 46.9% | 48.5% | 15.1% | 32.8% | 28.5% | 10.0% | 20.4% | 4.6% | 14.7% | -26.1% | 5.7% | -10.5% | -47.2% | -23.7% | 6.5% | 7.2% | 11.5% |
| Net Income | $373M | $345M | $299M | $303M | $305M | $281M | $102M | $167M | $202M | $67M | $93M | $21M | $392M | ($164M) | $30M | ($82M) | ($524M) | ($275M) | $110M | $68M | $115M |
| Net Margin % | 29.4% | 27.5% | 25.0% | 27.0% | 32.0% | 31.9% | 13.3% | 22.9% | 30.1% | 10.8% | 14.6% | 3.5% | 63.1% | -27.0% | 4.8% | -11.8% | -58.8% | -24.1% | 9.2% | 5.5% | 10.1% |
| EBITDA | $462M | $437M | $416M | $426M | $479M | $464M | $142M | $260M | $209M | $83M | $153M | $54M | $118M | ($129M) | $63M | ($46M) | ($398M) | ($250M) | $97M | $120M | $163M |
| Earnings Per Share (EPS) | $2.37 | $2.15 | $1.81 | $1.71 | $1.59 | $1.33 | $0.47 | $0.77 | $0.93 | $0.31 | $0.43 | $0.10 | $1.86 | $-0.80 | $0.14 | $-0.92 | $-46.36 | $-44.62 | $17.80 | $11.77 | $20.81 |
| Shares Outstanding (M) | 154M | 161M | 165M | 177M | 192M | 211M | 218M | 217M | 217M | 216M | 216M | 213M | 211M | 206M | 206M | 90M | 11M | 6M | 6M | 6M | 6M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $324M | $318M | $320M | $305M | $302M | $309M | $292M | $302M |
| Gross Profit | $248M | $242M | $235M | $222M | $219M | $219M | $200M | $214M |
| Gross Margin % | 76.6% | 76.1% | 73.4% | 73.0% | 72.5% | 71.0% | 68.6% | 70.8% |
| Operating Income (EBIT) | $120M | $114M | $107M | $106M | $103M | $100M | $96M | $96M |
| Operating Margin % | 37.1% | 35.9% | 33.5% | 34.9% | 34.1% | 32.5% | 32.9% | 32.0% |
| Net Income | $96M | $89M | $87M | $101M | $80M | $77M | $76M | $74M |
| Net Margin % | 29.6% | 27.9% | 27.2% | 33.0% | 26.5% | 25.0% | 25.9% | 24.4% |
| EBITDA | $120M | $119M | $112M | $111M | $108M | $106M | $102M | $103M |
| Earnings Per Share (EPS) | $0.62 | $0.57 | $0.55 | $0.63 | $0.50 | $0.47 | $0.46 | $0.45 |
| Shares Outstanding (M) | 154M | 156M | 158M | 160M | 162M | 166M | 166M | 166M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $456M | $445M | $404M | $363M | $440M | $400M | $298M | $294M | $288M | $236M | $199M | $262M | $264M | $342M | $229M | $157M | $237M | $243M | $176M | $60M | $279M |
| Capital Expenditures (CapEx) | $17M | $11M | $10M | $23M | $20M | $13M | $16M | $22M | $21M | $9M | $10M | $12M | $22M | $12M | $12M | $13M | $32M | $40M | $33M | $25M | $29M |
| Free Cash Flow (FCF) | $438M | $434M | $394M | $340M | $420M | $386M | $282M | $272M | $268M | $227M | $189M | $249M | $242M | $330M | $217M | $144M | $205M | $203M | $143M | $36M | $250M |
| FCF Margin % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends Paid | $120M | $116M | $106M | $100M | $88M | $67M | $46M | $33M | $9M | $3M | $0M | $0M | $0M | $0M | $0M | $26M | — | $43M | $66M | $65M | $63M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $93M | $115M | $110M | $138M | $95M | $108M | $97M | $118M |
| Capital Expenditures (CapEx) | $5M | $5M | $4M | $3M | $3M | $1M | $2M | $3M |
| Free Cash Flow (FCF) | $88M | $110M | $106M | $135M | $93M | $107M | $95M | $115M |
| FCF Margin % | — | — | — | — | — | — | — | — |
| Dividends Paid | $31M | $32M | $28M | $28M | $30M | $29M | $26M | $26M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $19.2B | $19.1B | $19.3B | $18.9B | $18.6B | $20.8B | $18.8B | $12.6B | $12.2B | $12.3B | $11.9B | $12.6B | $12.7B | $12.7B | $13.1B | $13.1B | $15.7B | $19.6B | $19.5B | $17.2B | $19.9B |
| Cash & Cash Equivalents | $560M | $657M | $1.2B | $662M | $479M | $2.5B | $1.4B | $547M | $579M | $709M | $292M | $536M | $779M | $455M | $731M | $208M | $256M | $680M | $330M | $222M | $872M |
| Total Liabilities | $17.3B | $17.2B | $17.6B | $17.4B | $17.3B | $18.7B | $16.5B | $10.4B | $10.2B | $10.4B | $10.1B | $10.9B | $11.1B | $11.4B | $11.6B | $11.7B | $14.5B | $18.0B | $17.9B | $15.8B | $18.7B |
| Total Debt (Short + Long-Term) | $200M | $308M | $562M | $1.1B | $734M | $399M | $484M | $284M | $334M | $509M | $886M | $1.0B | $1.7B | $1.1B | $1.3B | $1.3B | $3.3B | $4.9B | $7.3B | $3.8B | $6.2B |
| Total Shareholders' Equity | $2.0B | $2.0B | $1.7B | $1.5B | $1.3B | $2.1B | $2.3B | $2.2B | $2.0B | $1.9B | $1.8B | $1.7B | $1.7B | $1.2B | $1.5B | $1.4B | $1.1B | $1.6B | $1.5B | $1.4B | $1.2B |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive FBP viewer.
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