20 years of revenue, earnings, cash-flow and balance-sheet history from public filings.
Enact Holdings Inc (ACT) operates in the INSURANCE - SPECIALTY industry and is headquartered in Raleigh, United States with about 419 employees. Its market capitalization is roughly $7 billion. In the fiscal year ended 2025-12-31, ACT reported $1.2B in revenue and $674M in net income.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance.
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| Income statement | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $1.3B | $1.2B | $1.2B | $1.2B | $1.1B | $1.1B | $1.1B | $979M | $841M |
| Gross Profit | $1.1B | $1.1B | $940M | $903M | $1.1B | $1.1B | $1.1B | $979M | $841M |
| Gross Margin % | 85.9% | 91.1% | 78.2% | 78.3% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating Income (EBIT) | $866M | $859M | $878M | $852M | $950M | $691M | $467M | $829M | $614M |
| Operating Margin % | 69.2% | 69.8% | 73.0% | 73.8% | 86.8% | 61.7% | 42.2% | 84.7% | 73.0% |
| Net Income | $683M | $674M | $688M | $666M | $704M | $547M | $370M | $678M | $484M |
| Net Margin % | 54.6% | 54.8% | 57.2% | 57.7% | 64.3% | 48.8% | 33.5% | 69.2% | 57.5% |
| EBITDA | $916M | $909M | $929M | $903M | $949M | $683M | $467M | $829M | $614M |
| Earnings Per Share (EPS) | $4.74 | $4.52 | $4.37 | $4.11 | $4.31 | $3.36 | $2.27 | $4.16 | $2.97 |
| Shares Outstanding (M) | 140M | 149M | 158M | 162M | 163M | 163M | 163M | 163M | 163M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly income statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $317M | $312M | $312M | $311M | $305M | $307M | $302M | $310M |
| Gross Profit | $284M | $275M | $294M | $223M | $227M | $224M | $220M | $242M |
| Gross Margin % | 89.5% | 88.1% | 94.3% | 71.5% | 74.4% | 72.9% | 73.0% | 78.1% |
| Operating Income (EBIT) | $220M | $213M | $223M | $210M | $215M | $211M | $208M | $229M |
| Operating Margin % | 69.3% | 68.4% | 71.6% | 67.4% | 70.4% | 68.9% | 68.8% | 74.1% |
| Net Income | $175M | $168M | $177M | $163M | $168M | $166M | $163M | $181M |
| Net Margin % | 55.1% | 53.8% | 56.9% | 52.5% | 55.1% | 54.0% | 53.9% | 58.4% |
| EBITDA | $232M | $226M | $236M | $223M | $227M | $224M | $220M | $242M |
| Earnings Per Share (EPS) | $1.25 | $1.18 | $1.22 | $1.10 | $1.11 | $1.08 | $1.05 | $1.15 |
| Shares Outstanding (M) | 140M | 143M | 145M | 148M | 151M | 153M | 155M | 157M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Cash flow | TTM → 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $721M | $725M | $686M | $632M | $561M | $572M | $704M | $500M | $511M |
| Capital Expenditures (CapEx) | $0M | $0M | $0M | $0M | $7M | $686M | $0M | $176M | $0M |
| Free Cash Flow (FCF) | $721M | $725M | $686M | $632M | $554M | ($114M) | $704M | $324M | $511M |
| FCF Margin % | 57.6% | 58.9% | 57.1% | 54.8% | 50.6% | -10.1% | 63.7% | 33.1% | 60.8% |
| Dividends Paid | $124M | $121M | $112M | $213M | $251M | $200M | $437M | $250M | $50M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Quarterly cash flow | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operations (CFO) | $119M | $224M | $186M | $192M | $120M | $227M | $166M | $188M |
| Free Cash Flow (FCF) | $119M | $224M | $186M | $192M | $120M | $227M | $166M | $188M |
| FCF Margin % | 37.4% | 71.8% | 59.8% | 61.7% | 39.2% | 73.9% | 55.0% | 60.8% |
| Dividends Paid | $33M | $30M | $30M | $31M | $31M | $28M | $28M | $29M |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
| Balance sheet | 2026-06-30 | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $7.0B | $6.9B | $6.5B | $6.2B | $5.7B | $5.9B | $5.7B | $4.6B | $4.1B |
| Cash & Cash Equivalents | $448M | $582M | $599M | $616M | $514M | $426M | $453M | $585M | $159M |
| Total Liabilities | $1.6B | $1.5B | $1.6B | $1.6B | $1.6B | $1.8B | $1.8B | $728M | $825M |
| Total Debt (Short + Long-Term) | $745M | $744M | $747M | $749M | $746M | $740M | $790M | $0M | $0M |
| Total Shareholders' Equity | $5.4B | $5.4B | $5.0B | $4.6B | $4.1B | $4.1B | $3.9B | $3.8B | $3.3B |
USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).
Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive ACT viewer.
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